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Sage Home Lending - Rashelle Kotch - Reno NV Home Loans and Mortgage Lending
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Sage Home Lending place picture
5.0
Based on 55 reviews
I reached out to Rashelle in hopes of refinancing my home, and she was so incredibly helpful, empathetic and honest. Any time I had a question, Rashelle was always quick to respond and always explained things in a clear and transparent way. My situation was a bit complicated, and Rashelle worked very hard to make me and my family feel comfortable and well informed the entire way. From our initial conversation to closing she has been absolutely amazing and attentive.
Andrew Bushgens profile picture
Andrew Bushgens
4 months ago
Rashelle is incredible! From start to finish, she made the entire home purchase/loan process understandable for us as first time home buyers. She helped us purchase our home with a USDA loan that was originally locked at a higher rate. But she was always watching the market and was able to get our rate lowered before closing, which made a big difference. She made sure we knew we could always reach out to ask her questions, no matter how small. She genuinely wanted us to understand every step along the way. If you are looking for a lender who truly looks out for their clients, constantly works on improving your loan, and makes you feel like the priority, stop looking. This is the one.
Mayumi Swetland profile picture
Mayumi Swetland
4 months ago
Rashelle is a very professional and also caring person!
She went out of her way to find the best option that perfectly suits to my financial situation when I purchased my condo.
She is very responsive and I was thankful that she always made herself available to answer my questions and concerns! (I had a lot of them too!)
She also provides a monthly report regarding your property for free of charge so that you can gain a better idea of what your property worths in the current market.
I highly recommend her tailor made, superior service to anyone who is looking for a trustworthy lender!
Samantha Milton profile picture
Samantha Milton
5 months ago
I had an amazing experience working with Rashelle and Sage Home Lending! Rashelle was incredibly helpful, knowledgeable, and communicative throughout the entire process. As a first-time homebuyer, I had a lot of questions, and she took the time to explain everything clearly and made sure I felt confident every step of the way. Rashelle truly made what could have been a stressful experience feel smooth and manageable. I highly recommend Sage Home Lending to anyone looking for a supportive and professional lending team!
Sydney Bassett profile picture
Sydney Bassett
6 months ago
Rashelle is amazing! We just bought our first home with an FHA loan in our home town of Reno/Sparks and its perfect! Her and our realtor quite literally did all the hard dirty work for us. This has been so stressful but I wouldn't have any hair on my head if I didn't have Rashelle in my corner. 100/10 would recommend!
Michael Rich profile picture
Michael Rich
6 months ago
Rashelle made the buying experience very painless. She is very easy to work with even when I threw a wrench into her sprocket at the last minute she handled it in a split second and got what we wanted. I highly recommend her. She still contacts us even after the sale just to check on us.
Jyosna Security profile picture
Jyosna Security
7 months ago
We met Rachelle Kotch to learn more about home loans, and she made the process so easy to understand. She patiently answered all our questions and moved quickly when it was time to place an offer. Rachelle assured a fast closing—something rare—and delivered exactly that. She also watched the market for us and helped secure an excellent interest rate. We feel so lucky to have found her—if Rachelle is on your side, you can count on a smooth closing and the best possible deal.
Susan Entenman profile picture
Susan Entenman
7 months ago
Rashelle Kotch provided excellent service researching loans options and guiding me through the application process. She always responded quickly, and stayed on top of every detail once the application process started. She followed up on my paperwork, double-checked everything, and worked hard to make it all go smoothly. Most importantly, I felt I could trust her to keep my best interests in mind. I appreciated her diligence and highly recommend her.
Steve Hough profile picture
Steve Hough
7 months ago
Rashelle Kotch was extremely helpful and supportive in acting as our mortgage loan broker. She went above and beyond with guidance to work through this journey and helped us feel comfortable with each stage of the loan process. I would highly recommend her services for anyone else about to embark on securing a loan for their future home purchase.
Dana Hough profile picture
Dana Hough
7 months ago
Rashelle was great to work with! From the first telephone call that I had with her I appreciated her personality and could tell she was knowledgeable and experienced about the mortgage process. She was great to communicate with through the whole process from the initial phone call to the day of closing. She was knowledgeable on loan rates, options, costs, title company details, and talked through the pros and cons of mortgage choices with me. She was efficient, organized, & we appreciated working with her! I highly recommend working with her !
Rose T profile picture
Rose T
8 months ago
Rashelle and Sage Home Lending and her team were awesome! Smooth, easy, professional but best of all, great low interest rates. Easy to understand and the closing was simple. Trustworthy and ethical. All good in this day and age. Try a local mortgage broker for excellent service, give Rashelle a try and you'll never want to work with anyone else.
emily duckhorn profile picture
emily duckhorn
9 months ago
My husband and I partnered with Rashelle during our closing. Rashelle was AMAZING. Every answer to my 1000 questions came with grace and patience. Her attentiveness and detail oriented nature were key factors in our closing going perfectly smooth. We did not experience one hiccup during a process that typically is as frustrating as any! We loved working with Rashelle and hope many more have the pleasure.
Robert Robinson profile picture
Robert Robinson
9 months ago
Rashelle was incredibly easy to work with, and made buying a home easy. She was incredibly accessible and understanding of even the simplest questions. She worked diligently, and was able to secure us the best rate for a home loan in the entire country. Saving us tens of thousands of dollars. I would recommend her for anyone looking to buy a house in the Las Vegas area, especially military members who are relocating.
Jessyca Colyer profile picture
Jessyca Colyer
9 months ago
I cannot recommend Rachelle at Sage Clarity enough. This was, without a doubt, a perfect 5-star experience from the very first phone call through closing.

Securing a mortgage can be stressful, but Rashelle made the entire journey feel incredibly smooth and stress-free. They were extremely helpful throughout every step of the process, consistently anticipating our needs and preparing us for the next phase.

Her communication was phenomenal. Rashelle was always accessible, responding to emails and calls quickly, and most importantly, answering every single one of our questions with incredible thoroughness and clarity. She broke down complex financial concepts so we always felt informed and confident in our decisions.

What truly impressed us was how she went above and beyond. She personally managed the problem and worked to ensure everything was resolved and our original closing date was met without any delays.

Her dedication, professionalism, and genuine care for our success made this a great experience overall. If you are looking for a trustworthy, knowledgeable, and reliable lender, you absolutely need to work with Rashelle.
Cata Ingalls profile picture
Cata Ingalls
9 months ago
Rashelle is a gem! From start to finish we knew what to expect, any little wrinkles were promptly addressed as well as any anxieties we might have had. Truly the smoothest mortgage acquisition we have ever been through and we felt confident that she and her team were working on our behalf the entire time. Thank you!
Justin Linkey profile picture
Justin Linkey
9 months ago
Rashelle and her team have always done an amazing job for me. Always there to answer my questions, clear on communication, and quick to process information and get me on to my next steps. I highly recommend you give them a shot.
Paul H profile picture
Paul H
9 months ago
Rashelle is super easy to work with. What I mean when I say that is that when things got stressful for me, she was on top of everything and made the whole process quick and painless. I work crazy hours so sometimes it was difficult for me to get her what she needed, but her patience and understanding was definitely appreciated. Rashelle didn’t. treat me like I was customer #164832, She treated me like I was her only Customer. She crunched numbers for me for different scenarios without hesitation. That coupled with her honest advice, help me come to a decision on how I wanted to proceed.
I will definitely be calling her again, you should as well.
Jake Arko profile picture
Jake Arko
10 months ago
Rashelle and her team are incredible to work with! The communication, speed and knowledge they have is second to none. Highly recommend giving them a call for any an all mortgage needs.

Thank you Sage Home Lending!
Miguel Lagunas profile picture
Miguel Lagunas
10 months ago
We were referred to Rashelle when we had questions about current rates. She immediately contacted us after business hours and took us step by step through all the details. She is very knowledgeable about this business and has very competitive rates.
Chris Kassak profile picture
Chris Kassak
11 months ago
Rashelle and her team were the most amazing people to work with. Rashelle was always a phone call away and answered even the most basic simpleton questions I had. She even met me in person when we came to look at our home. I highly recommend Sage Home Lending to anyone who is planning to buy a home.
Nancy OConnor profile picture
Nancy OConnor
11 months ago
You know what makes home buying less stressful? Having a lender that delivers outstanding customer service, and perhaps a shoulder to lean on when the process gets complicated. I am not a first time buyer, but it has been many years since I purchased a home and was lucky enough for this purchase to use Rachelle Kotch with Sage Home Lending. Rachelle was available whenever I needed her, she provided "sage" advice (get it!!) when I needed it, and helped me navigate the multitudes of paperwork needed nowadays to purchase a home. Rashelle even came to my closing and helped me through the signing process. I can, without a doubt, HIGHLY recommend Rashelle as a lender, broker, and all around advocate for the buyer. I truly am so impressed with her, her decades of experience, and thoughtful guidance through my purchase. Rashelle is the best and I hope many others get a chance to use her services when purchasing a home.
Ian Truslove profile picture
Ian Truslove
1 year ago
Rashelle at Sage was great to work with when buying our home. She helped think through some interesting issues we faced, and was always highly responsive, which we really appreciated in those moments where timeliness really matters! Thanks Rashelle!
Lani N profile picture
Lani N
1 year ago
Sage Home Lending is the absolute BEST!!! Rachelle was my direct rep. I so love her. My realtor referred her to me, and she has been a Godsend ever since. She and her company truly went above and beyond to get me a great product through a solid provider.
I incurred minimal fees and did a comparison with a major competitor mortgage company. I saved a decent amount so I can now redirect those funds to help me get settled in my property.
Rachelle is an angel. I definitely am keeping her for future investments. She is a great advisor, friend and an all around classy lady. It was meant for our paths to meet. She is open, honest, and a great visionary for out of the box products offered by her company. Sage Home Lending is a life saver and a company that aides in your real estate mortgage needs coming into fruition.
I am pleased that they were on my home buying team!!

From D.A
Abergail Nelson profile picture
Abergail Nelson
1 year ago
Rashelle was great to work with for the purchase of our first home! She had great communication throughout the entire process, was patient with our questions, and helped us get the best rate!
Sam Curby profile picture
Sam Curby
1 year ago
Rashelle did an amazing job with my client. We've been working with this client for about 8 months. Before Rashelle officially started working with her she took phone calls and questions from her. It definitely helped. Also she was able to save the client thousands in closing costs because her Origination Fee was a lot less than the other lender.
Rita Berta profile picture
Rita Berta
1 year ago
Rashelle was incredibly helpful throughout the process! She was always there to answer my questions and played a key role in helping me close my first escrow!! 🤗
Vicky Ruano profile picture
Vicky Ruano
1 year ago
Working with Rachelle made the purchase of our home easy. She was patient, knowledgeable and professional . She went above and beyond to make everything perfect. Thank you Rachelle!!!!! We will definitely send referrals your way and use you again in the future.
Francine U profile picture
Francine U
2 years ago
Hello Rashelle and Fawn,

We wanted to take a moment to express our heartfelt gratitude for the exceptional customer service you and your team have provided throughout our loan process.

From our very first interaction, it was clear that you genuinely care about your clients. Your attention to detail, responsiveness, and willingness to answer all our questions made what could have been a daunting experience feel seamless and straightforward.

Thanks to your guidance and expertise, we were able to secure a loan that not only met our needs but also helped us save money in the long run. It’s reassuring to know we have worked with a team who prioritizes our financial well-being and is committed to finding the best solutions for us.

Thank you once again for your outstanding service and support. We truly appreciate everything you have done for us and look forward to working with you in the future.
Delores Pauliks profile picture
Delores Pauliks
2 years ago
Rashelle was absolutely amazing and made getting our dream home possible by finding us the best rates! We were ready to give up on buying a house until she worked her magic and got us a rate that would make our home more affordable. 10 out of 10 would recommend!
I can't say enough good things about this company! As a first time buyer, I was clueless about the financial intricacies necessary to close a house. Sage Home lending were so incredibly patient with me, walking me through every step explaining every nuance of the contract. They were completely transparent every step of the way. I was able to purchase my home with confidence because of the clarity and helpfulness of this team. Definitely recommend this company- they treated me like I was royalty.
Brooke Smith profile picture
Brooke Smith
2 years ago
When it comes to lending, Rashelle sets the bar high. Her service is unmatched. From patience to extensive knowledge, and a bulldog-like determination when it comes to competitive strategies, she not only educates you on the process but also stands by you every step of the way. When it comes to financing a home purchase, she's the one I trust to serve my clients' best interests.
Ann Bollinger profile picture
Ann Bollinger
2 years ago
Rashelle has helped several of my clients with the purchase of their first or their next home. She is patient when working with first-time homebuyers, and she helps to explain the various options to them. As a Realtor/ Buyer’s Agent, she has also kept me informed of their progress as well as the loan, appraisal, and closing timelines. Every loan has closed on time – or even earlier. Highly recommended.
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