Meet the Team

The Sage Home Lending team in Reno, Nevada is made up of dedicated mortgage professionals who are passionate about helping you navigate the home financing process with confidence and ease. With deep local roots and a commitment to personalized service, we work hard to find the right loan solution for your unique needs. Whether you’re a first-time buyer or a seasoned homeowner, our team is here to guide you every step of the way.

Broker Owner - NMLS #262451

Rashelle Kotch

Mortgage Consultant - NMLS #2029837

Marylou Hodge

Mortgage Consultant - NMLS #2306192

Shequita Curby

Mortgage Consultant - NMLS #2056858

Zahori Toledo

Branch Manager - NMLS: 1212191

JeanChaddock

Broker Owner - NMLS #262451

Rashelle Kotch

With over 15 years of experience in the home lending industry, Rashelle Kotch leads Sage Home Lending with professionalism and dedication. As the Broker Owner, she believes in empowering clients through education, ensuring they make informed decisions. Known for her patience and approachable demeanor, Rashelle provides a supportive and stress-free experience. A go-getter who loves a challenge, she consistently goes the extra mile to deliver exceptional results for her clients.

 

Apply for a loan with Rashelle here!

Mortgage Consultant - NMLS #2029837

Marylou Hodge

Marylou is a Bilingual Tagalog speaking seasoned mortgage consultant , renowned for her personalized approach to guiding clients through the mortgage process. She partners with a diverse network of wholesale lenders to deliver competitive, customized loan solutions, all while ensuring a seamless experience characterized by exceptional service and complete transparency.

Deeply committed to her community, Marylou actively volunteers with her local church and nonprofit organizations, striving to make a meaningful impact in the lives of others. Outside of work, she embraces her love for the outdoors through activities such as pickleball, camping, and biking, reflecting her energetic and well-rounded lifestyle.

 

Apply for a loan with Marylou here!

Mortgage Consultant - NMLS #2306192

Shequita Curby

Former Air Force Financial Analyst turned mortgage advisor and lender, Shequita has taken her passion for financial wellness and service from the military to her clients. With a degree in financial management and as a veteran and first-time homebuyer herself, Shequita is well-equipped to assist new home buyers and transitioning military members. She specializes in VA loans and adopts a straightforward approach to help her clients achieve their real estate goals

 

Apply for a loan with Shequita here!

Mortgage Consultant - NMLS #2056858

Zahori Toledo

Zahori is a bilingual Spanish speaking mortgage loan officer, dedicated to delivering personalized financial solutions tailored to meet clients’ diverse needs. With a strong background in finance and a deep understanding of the mortgage industry, Zahori guides clients through the loan application process with confidence and ease. She specializes in offering competitive rates and customized loan options, helping individuals and families achieve their dream of homeownership. She stays updated on market trends and regulations to provide informed advice that aligns with her clients’ long-term financial goals. Her approach is characterized by professionalism, integrity, and a commitment to excellence, ensuring every borrower receives the highest level of service and support.

 

Apply for a loan with Zahori here!

Branch Manager - NMLS: 1212191

JeanChaddock

Buying a home is one of the biggest financial decisions you’ll ever make, and I believe you deserve a mortgage professional who takes the time to educate, communicate, and put your goals first. With more than 10 years of experience in the mortgage industry, I’m committed to making the lending process as simple, transparent, and stress free as possible.
As Branch Manager at Sage Home Lending, I have the privilege of helping individuals and families navigate their financing options with confidence. Whether you’re purchasing your first home, upgrading to your next home, investing in real estate, or refinancing, I’ll work with you to find a loan solution that fits your needs and supports your long term financial goals.
I believe great service goes beyond getting to the closing table. It’s about building relationships, earning trust, and being a resource long after your loan has funded. My clients know they can count on me for honest advice, responsive communication, and a personalized experience from start to finish.
At Sage Home Lending, our mission is to help clients build wealth through real estate, and I’m proud to be part of a team that shares that commitment. I look forward to helping you take the next step toward your homeownership journey and future financial success.